XRP vs. SEC: What a Ripple Victory Means for Crypto | by Caesar Ars | The Capital | Feb, 2025

So back in 2020, when the SEC dropped the lawsuit on Ripple, everyone thought XRP was done for.

Exchanges delisted it. Investors panicked. The price tanked.

Anyways…

Fast forward to today, and we’re looking at a very different picture.

The court battle has been long, messy, and filled with twists, but now, the big question looms:

What happens if XRP actually wins against the SEC?

Let’s break it down.

First, the floodgates open.

Every major exchange that delisted XRP? They’ll rush to relist it. Volume explodes. Liquidity skyrockets. The price? Well, let’s just say past all-time highs won’t seem too far-fetched.

Then there’s the regulatory clarity.

If XRP isn’t a security, what does that mean for the rest of the crypto space?

It means precedent. Other altcoins that have been walking on eggshells will finally have some breathing room. Institutional investors who’ve been hesitant? They’ll start diving in.

And the banks… oh, the banks.

Ripple’s whole game plan revolves around replacing SWIFT, the outdated system that handles international bank transfers. If XRP gets the green light, more financial institutions will start integrating it. Real-world adoption accelerates.

And here’s the wild part — if the SEC loses, their grip on the crypto industry weakens.

Think about it: If they couldn’t take down Ripple, what are the chances they’ll go after Ethereum, Solana, or other projects next?

But let’s be real for a second.

Does this mean XRP instantly moons to $100? Probably not.

Hype is one thing, but mass adoption still takes time.

However, one thing’s for sure: A Ripple victory wouldn’t just be a win for XRP holders — it’d be a massive win for crypto as a whole.

And that’s why everyone is watching.